Terms & Conditions

This statement was last updated on 3 January 2025.

By your use of or by browsing, accessing and/or registering on SP Investments' website or the associated website, you agree that you have read, understood and accepted all the terms and conditions of its usage and that your continued usage indicates that you agree to be unequivocally and legally bound by these terms and conditions and the privacy policy governing the website (collectively, called the Governing conditions). If you do not agree to be bound by the Governing conditions, please do not use the website.

Definitions

AMC refers to Asset Management Companies.

AMFI refers to the Association of Mutual Funds in India.

KYC refers to “Know Your Customer” as mandated by the Reserve Bank of India in the Know Your Customer guidelines.

Operator shall refer to the operator(s) of the website, which is SP Investments.

Operator Offers refers to the sponsored information, links, details or alerts from the advertisers.

Scheme Documents refers collectively to the scheme information document, statement of additional information, addenda, notices, etc.

Services and Information refers collectively to any alert, article, analytics, view, video, information, advice, tool, calculator, analysis, report, data, content news, price, statistic, comment, feedback, advertisement, or any other service provided on or through or used by the website/website application.

User refers to you, i.e., the person who accesses this website for personal or any other authorized use.

User Agreement refers to (a) the user application form, which is generated on the basis of information and details provided by the user while accessing the website, (b) the KYC form, which is to be submitted by the user in case he/she is not KYC compliant as a prerequisite for making any investment through the website, and (c) Bank mandate or National Automated Clearing House mandate for any recurring payment to be undertaken on behalf of the user as part of investments made through the website.

I. Information Disclaimer

The website displays information referring to products distributed or offered by the operator, including videos, and general and investor education-related information. Whilst the operator, to the extent possible, has undertaken reasonable efforts to make sure that the information and data available on this website are complete, current and accurate at the date of its publication. The operator does not provide any guarantee (express or implied), representation or warranty as to the correctness, accuracy, competency, completeness, quality, performance or fitness of the service and information. Further, any information or service provided or taken from a group/associate company or third parties are incidental and must be viewed as such. Notwithstanding anything contained in these terms, if the user wishes to access or rely on such advice or consultation, it shall be subject to the terms and conditions of the group/associate company or third parties.

The services and information provided on or through the website application is qualified to the following extent:

These are only meant to be used for the purpose of information and general guidance.
The services and information contain our recommendations, suggesting various options that you may choose. Any recommendations made are only suggestions and even if followed may not give you the desired result. The website is not meant to be a recommendation to proceed or not to proceed with any investment decision.
The information provided does not in any course whatsoever indicate or signify any opinion or assurance of any form or manner but is merely an indication of the user’s choice or inputs provided on the website.
It is expressly declared by the operator and deemed to be understood by the user that no liability shall arise on the operator’s website or the operator for any loss incurred directly or indirectly to the user on any action taken by them based on the information provided on the website.

The user of the website application shall be responsible to ensure that the services, products and facilities that are provided there conform to the laws that are applicable in the respective jurisdiction. The user further undertakes that none of the services, offers, products and facilities offered by the website can be interpreted as a solicitation, an “offer to sell” or an offer to buy any products by or from any person(s) in their jurisdiction.

Users of the website may be directed to other online portals for their own convenience. However, they should read the terms and conditions on such portals prior to using their services. The operator is in no way responsible for such portals.

It is further clarified and made explicit that information and services provided on the website/mobile application shall not in any manner whatsoever be deemed to be legal, tax or investment/financial advice, advice to buy or sell, or any kind of endorsement or solicitation to buy or sell any securities or any other financial instrument for any reason whatsoever or an opinion on the same.

Users shall be solely responsible for their decision in making any kind of investment in the financial and securities market or for any decisions that have been made by them in respect of any investment or financial-related matters through the operator or any investment vehicles or group or associate companies of the operator or by any third party engaged in providing such services and for all outcomes thereafter. Due to the presence of inherent risk in the financial and securities market, it is advised in the best interest of the users to obtain expert advice from independent legal, tax, accounting or other professional experts before making any investment decision to ensure the much-needed protection against market risks or allied concerns therein. The results and analysis on the website might not be suitable for all users. The website or the operator or any employees/representative/authorized personnel shall not be responsible for any decision made by the user through the website.

We expressly state herein that no information, hosted on the website or on any third party portal including but not limited to banks, billers, merchants, associate or group companies, to which the website may direct you, is in any manner, true, accurate or free of deficiencies.

The operator or its employees/representatives/authorized personnel shall not be responsible for the information provided on the website including but not limited to data feeds, rate and prices, and other similar market value information about any product/asset/property or securities. Henceforth, users are advised to check the latest market information, rates, values or prices independently prior to use of such services and information.

II. Liability Disclaimer

The website or the operator shall not be responsible for any errors or omissions or for any result obtained from the use of the website or services and information. The operator hereby explicitly disclaims all liabilities of any nature on account of the use of the website or services and information by the user. Neither the website/operator nor its affiliates, authorized representatives or employees shall be held liable for any decision made or action taken by the user in reliance on the services and information, for any loss caused to them. The operator or the website shall also not be liable for any direct, indirect, exemplary, special, punitive or consequential damages. The user is advised and recommended to read the scheme and other related documents which are public and which may or may not be uploaded on the website. The user is also recommended to read each and every disclaimer and the respective terms of facilities, products, services, and schemes displayed on the website.

It is expressly stated that the services and information and advice if any delivered through the website may not be necessarily accurate as it is based on the algorithm or mathematic computation which factors information provided by you, assumptions and market-related information procured by the operator from various sources and the calculations are based on approximation and acts as a generic guide. The website and the operator strongly suggest that you seek expert advice from other sources or experts before making any investment through the website.

Furthermore, the website or the operator is not qualified to give any investment advice and if any part of the services and information offered by the operator is construed as advice. The operator expressly states that the same is merely ancillary/incidental to the business undertaken by it.

All data, reports, videos, and/or information displayed on the website are sourced and displayed on the website for the purposes of dissemination of information to you and to that extent it may also be provided by third parties. The website/operator makes no representations of any kind whatsoever about the accuracy, relevancy or correctness of the content of the website and/or third parties that the user may access through this website. Users are advised to read the terms and conditions/disclaimers mentioned herein and on the portal of third parties that are being used, accessed, or relied on by them.

It is further advised to corroborate the accuracy of any information before relying on information provided on the website. The website or the operator disclaims all the liability that the user may experience as a result of depending on any such reports, data, or information and/or accessing any other website and/or any third-party content that may be accessed from the website.

III. Compliance of Law

It is expressly agreed that the user shall be bound by and comply with all applicable laws and statutory requirements in India whether they are in effect as of now or in the later course of time during the use of services.

IV. Jurisdiction

This agreement is governed by the Indian Jurisdiction only. Any dispute arising out of the use of the website or any relief sought thereon shall be adjudicated in accordance with the Indian Law and Courts in Mumbai and the user affirms to the exclusive jurisdiction. It is to be noted that the use of the website shall be considered invalid if the enforceability of the aforementioned terms and conditions is restricted by the Indian Jurisdiction.

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